# BridgeLoans

> Fast real estate bridge loans funded in 5–7 business days, available across 35 US states.

BridgeLoans (bridgeloansapp.com) is a licensed real estate bridge lender providing short-term financing for residential investors, commercial property buyers, fix-and-flip projects, and new construction. We are NMLS Licensed and an Equal Housing Lender.

## Key Facts

- **Loan Range**: $100,000 – $10,000,000+
- **Interest Rates**: From 8.5% APR
- **LTV**: Up to 75% loan-to-value
- **Funding Speed**: 5–7 business days
- **Origination Fee**: 1–3 points
- **Loan Terms**: 6–24 months
- **Coverage**: 35 US states
- **License**: NMLS Licensed · Equal Housing Lender

## Loan Types

- **Residential Bridge Loans** — Single-family, condo, townhome; perfect for buyers who need to close before selling
- **Commercial Bridge Loans** — Office, retail, industrial, mixed-use; purchase or refinance
- **Fix & Flip Loans** — Purchase + renovation financing for investment properties
- **Construction Bridge Loans** — Ground-up residential and commercial construction
- **Land Bridge Loans** — Acquisition financing while securing entitlements or long-term financing
- **Blanket Bridge Loans** — Cross-collateralized loans across multiple properties

## Pages

- [Home](https://bridgeloansapp.com/): Overview of bridge loan products, rates, and how to apply
- [How Bridge Loans Work](https://bridgeloansapp.com/how-it-works.html): Step-by-step process from application to funding in 5–7 days
- [Loan Types](https://bridgeloansapp.com/loan-types.html): Detailed breakdown of all six loan categories
- [Rates & Terms](https://bridgeloansapp.com/rates.html): Current bridge loan rates, points, fees, and term structures
- [Apply for a Bridge Loan](https://bridgeloansapp.com/apply.html): Free online application with no obligation
- [Bridge Loan FAQ](https://bridgeloansapp.com/faq.html): Answers to frequently asked questions about bridge financing
- [States We Serve](https://bridgeloansapp.com/states.html): Full list of 35 licensed states with local market info
- [About BridgeLoans](https://bridgeloansapp.com/about.html): Company background, team, and licensing information
- [Contact Us](https://bridgeloansapp.com/contact.html): Speak with a bridge loan officer
- [Resources & Guides](https://bridgeloansapp.com/resources.html): Educational articles and bridge loan guides

## Common Use Cases

Bridge loans are short-term (6–24 month) financing tools used when:
1. A buyer needs to purchase a new property before selling an existing one
2. An investor needs to close quickly (faster than traditional financing allows)
3. A developer needs construction or renovation capital with a clear exit strategy
4. A commercial borrower needs to stabilize a property before refinancing into long-term debt

## FAQ Highlights

**What is a bridge loan?** A bridge loan is a short-term real estate loan that "bridges" the gap between an immediate financing need and a longer-term solution.

**How fast can I get funded?** BridgeLoans typically funds in 5–7 business days after receiving a complete application and supporting documents.

**What credit score do I need?** Minimum 620 FICO score is generally required, though asset-based underwriting may be available.

**What is the maximum LTV?** Up to 75% loan-to-value on most property types.

**Are there prepayment penalties?** Most BridgeLoans products have no prepayment penalty after month 3.

## Contact

- Website: https://bridgeloansapp.com
- Apply: https://bridgeloansapp.com/apply.html

## Optional

- [Sitemap](https://bridgeloansapp.com/sitemap.xml)