Last updated: October 21, 2026
1. Acceptance of Terms
By accessing or using the website at bridgeloansapp.com (the "Site") or any services offered by BridgeLoans LLC ("BridgeLoans," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, you must not use the Site or our services.
2. Description of Services
BridgeLoans provides short-term real estate bridge loan origination services to qualified borrowers. Our services include loan application processing, underwriting, and loan origination for residential and commercial real estate transactions.
3. Not a Commitment to Lend
IMPORTANT: Nothing on this website constitutes a commitment or offer to lend. All rates, terms, and loan amounts shown are for illustrative purposes only and are subject to change. Final loan terms are subject to property appraisal, underwriting, credit approval, and compliance with all applicable laws. Submitting an application does not guarantee loan approval.
4. Eligibility
To use our services, you must be at least 18 years of age, a legal resident of the United States, and applying for a loan for a property located in a state where BridgeLoans is licensed to operate. You must provide accurate and complete information in all applications.
5. Permitted Use
You may use this Site for lawful purposes only. You may not:
- Submit false or misleading information in any application or form
- Attempt to access restricted areas of the Site
- Use the Site in any way that violates applicable laws or regulations
- Reproduce, modify, or distribute content from this Site without written permission
- Use automated tools to scrape, crawl, or harvest content from the Site
6. Intellectual Property
All content on this Site — including text, graphics, logos, and software — is the property of BridgeLoans LLC or its content suppliers and is protected by applicable intellectual property laws. You may not use our intellectual property without prior written consent.
7. Privacy
Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
8. Disclaimer of Warranties
THIS SITE AND ITS CONTENT ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. BridgeLoans does not warrant that the Site will be uninterrupted, error-free, or free of viruses. Interest rate information and financial data on this Site may not reflect current market conditions.
9. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, BridgeLoans LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE OR SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
10. Regulatory Disclosures
BridgeLoans LLC is a licensed mortgage lender. NMLS ID #[TODO: REAL NMLS]. Licensed in 35 states. This is not an offer to enter into an agreement. All loan applications are subject to underwriting approval. Equal Housing Lender.
We are subject to the Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity Act (ECOA), Fair Housing Act, and all applicable state lending laws.
11. Governing Law
These Terms are governed by the laws of the State of [TODO: REAL STATE], without regard to conflict of law principles. Any disputes shall be resolved in the courts of [TODO: REAL COUNTY], [TODO: REAL STATE].
12. Changes to Terms
We reserve the right to modify these Terms at any time. Changes are effective upon posting. Your continued use of the Site after changes constitutes acceptance of the revised Terms.
13. Contact
Questions about these Terms? Contact us at: legal@bridgeloansapp.com (TODO: REAL EMAIL) or BridgeLoans LLC, [TODO: REAL ADDRESS].