Bridge Loan Types — Every Deal Covered

Residential

Residential Bridge Loans

Investment

Fix & Flip Loans

One loan covers both the purchase and the renovation. Draw funds as you hit construction milestones. We finance first-time flippers and experienced investors alike.

• Up to 90% of total cost (purchase + rehab)
• Rehab funds released in draws upon inspection
• Rates from 9% per year
• Terms: 6–18 months
• First-time flippers accepted with strong purchase discount

Commercial

Commercial Bridge Loans

Short-term commercial bridge lending for acquisitions, refinances, stabilization, and value-add projects. We lend on office, retail, industrial, mixed-use, and hotel properties.

• Loan amounts: $500,000 – $25,000,000+
• Max LTV: 70% as-is / 75% stabilized
• Rates from 9.5% per year
• Terms: 12–36 months with extension options
• Interest-only payments available
• Non-recourse available for larger transactions

Construction

Construction Loans

Ground-up new construction and major gut-rehab projects. Fund in draws tied to completed milestones verified by our inspectors.

• Up to 85% of total project cost
• Rates from 10% per year
• Terms: 12–24 months
• Experienced builders and first projects (with strong equity)
• SFR, multifamily, and light commercial

Multifamily

Multifamily Bridge Loans

2-unit duplexes to 100+ unit apartment complexes. Acquisition, value-add, and stabilization bridge financing.

• 2–4 unit (residential underwriting) or 5+ units (commercial)
• Loan amounts from $300,000 to $20,000,000
• Max LTV: 75% as-is
• Value-add renovation budget included in loan
• Bridge to permanent (agency or DSCR) accepted exit